How Much Is Your Salary After Taxes in Iowa?
Every figure below is produced by the same engine that powers the calculator above, for a single filer taking the standard deduction with no pre-tax benefit elections. Married and head-of-household figures are available by changing the filing status in the calculator.
| Salary | Federal tax | Iowa tax | FICA | Take-home | Monthly | Effective rate |
|---|---|---|---|---|---|---|
| $40,000 | $2,620 | $908 | $3,060 | $33,412 | $2,784 | 16.5% |
| $50,000 | $3,820 | $1,288 | $3,825 | $41,067 | $3,422 | 17.9% |
| $60,000 | $5,020 | $1,668 | $4,590 | $48,722 | $4,060 | 18.8% |
| $75,000 | $7,670 | $2,238 | $5,738 | $59,354 | $4,946 | 20.9% |
| $90,000 | $10,970 | $2,808 | $6,885 | $69,337 | $5,778 | 23.0% |
| $100,000 | $13,170 | $3,188 | $7,650 | $75,992 | $6,333 | 24.0% |
| $125,000 | $18,734 | $4,138 | $9,563 | $92,565 | $7,714 | 25.9% |
| $150,000 | $24,734 | $5,088 | $11,475 | $108,703 | $9,059 | 27.5% |
Iowa Hourly Paycheck Calculator: Common Wages After Tax
If you are paid by the hour rather than on a salary, this is what the most common wages leave you with in Iowa. Figures assume 40 hours a week across 52 weeks, which is 2,080 paid hours a year, for a single filer.
| Hourly rate | Gross per year | Take-home per year | Monthly | Bi-weekly | Real hourly after tax |
|---|---|---|---|---|---|
| $15/hr | $31,200 | $26,675 | $2,223 | $1,026 | $12.82 |
| $18/hr | $37,440 | $31,452 | $2,621 | $1,210 | $15.12 |
| $20/hr | $41,600 | $34,637 | $2,886 | $1,332 | $16.65 |
| $22/hr | $45,760 | $37,821 | $3,152 | $1,455 | $18.18 |
| $25/hr | $52,000 | $42,598 | $3,550 | $1,638 | $20.48 |
| $30/hr | $62,400 | $50,559 | $4,213 | $1,945 | $24.31 |
| $35/hr | $72,800 | $57,890 | $4,824 | $2,227 | $27.83 |
| $40/hr | $83,200 | $64,811 | $5,401 | $2,493 | $31.16 |
The last column is the one worth internalising: $20 an hour in Iowa is really $16.65 an hour once tax comes out, and $25 an hour is really $20.48. Switch the calculator above to Hourly mode to run your own rate, or a week that is not 40 hours.
Minimum Wage in Iowa and What It Pays After Tax
The minimum wage in Iowa is $7.25 an hour, the federal floor. Full time at 40 hours a week that is $15,080 a year before tax. Almost nobody publishes what it leaves you with afterwards, so here it is, from the same engine as everything else on this page.
| Item | Amount |
|---|---|
| Minimum wage | $7.25/hr |
| Gross per year | $15,080 |
| Federal income tax | $0 |
| Iowa income tax | $0 |
| Social Security and Medicare | −$1,154 |
| Take-home per year | $13,926 |
| Take-home per month | $1,161 |
| Real hourly after tax | $6.70 |
Matches the federal floor.
Minimum wage figures are from the US Department of Labor table as published, updated 1 July 2026. City and county ordinances can set a higher rate than the state; where that is common we have said so above.
Iowa Income Tax Calculator: Rates and Brackets for 2026
Iowa applies a single flat rate of 3.8% to taxable income, that is, income remaining after the state's own deduction and exemption are subtracted.
| Rate | Taxable income |
|---|---|
| 3.8% | Over $0 |
| Filing status | Deduction + exemption |
|---|---|
| Single | $16,100 |
| Married filing jointly | $32,200 |
| Head of household | $24,150 |
Iowa Compared With Neighbouring States
The same $75,000 salary produces a different net paycheck the moment you cross a state line. Federal tax and FICA are identical everywhere, so the entire gap below is state income tax.
| State | State tax | Take-home | vs. Iowa |
|---|---|---|---|
| Iowa | $2,238 | $59,354 | — |
| Illinois | $3,568 | $58,025 | −$1,330 |
| Minnesota | $3,577 | $58,016 | −$1,338 |
| Missouri | $2,588 | $59,005 | −$349 |
| Nebraska | $2,709 | $58,884 | −$471 |
What Comes Out of a Iowa Paycheck
Four deductions are taken from a standard paycheck in Iowa, each calculated on a different base:
- Federal income tax — applied to your salary after the federal standard deduction of $16,100 for single filers, then run through seven progressive brackets from 10% to 37%.
- Social Security — 6.2% of wages up to the 2026 wage base of $184,500, capping your contribution at $11,439.
- Medicare — 1.45% of all wages with no ceiling, plus an extra 0.9% on wages above $200,000 for single filers.
- Iowa income tax — a flat 3.8% on income after the state deduction.
For the full explanation of how the brackets interact, including why moving into a higher bracket never reduces your take-home pay, see the main paycheck calculator guide. Our methodology and sources page lists every figure's origin and the known limitations.
Iowa Paycheck Questions
Does Iowa have a state income tax?
Yes. Iowa taxes wage income at a flat 3.8%. For 2026 the state allows a standard deduction and personal exemption worth $16,100 for a single filer, $32,200 for a married couple filing jointly.
How much is $75,000 after taxes in Iowa?
A single filer earning $75,000 in Iowa takes home about $59,354 a year, or $4,946 a month. That is after $7,670 in federal income tax, $2,238 in Iowa state income tax and $5,738 in Social Security and Medicare. The effective tax rate works out at 20.9%.
How much is $20 an hour in Iowa after taxes?
At 40 hours a week, $20 an hour is $41,600 a year gross in Iowa. After federal income tax, Iowa state income tax, Social Security and Medicare, a single filer keeps about $34,637 a year, roughly $2,886 a month or $1,332 per bi-weekly paycheck. That works out at $16.65 an hour actually in your pocket.
What is the minimum wage in Iowa?
The minimum wage in Iowa is $7.25 an hour, which is the federal minimum, according to the US Department of Labor table updated 1 July 2026. Worked full time at 40 hours a week that is $15,080 a year before tax, and about $13,926 after federal tax, Social Security and Medicare. That is $1,161 a month, or a real $6.70 an hour once deductions come out. Matches the federal floor.
Is this a salary calculator or an hourly payroll calculator?
Both. The tool at the top of this page works as a Iowa salary calculator, an hourly wage calculator and an income tax calculator in one: switch between annual salary and hourly rate, set your pay frequency from weekly to annual, and it recalculates federal tax, Iowa state tax, Social Security and Medicare instantly. It is not a full payroll system, so it does not produce payslips or handle employer-side filings.
How much do I take home on a $100,000 salary in Iowa?
On a $100,000 salary a single filer in Iowa keeps roughly $75,992 a year, about $6,333 a month or $2,923 per bi-weekly paycheck. Total tax comes to $24,008, an effective rate of 24.0%. The figure assumes the standard deduction and no pre-tax benefit elections.
What is the Iowa standard deduction for 2026?
For 2026 the combined standard deduction and personal exemption used by this calculator is $16,100 for single filers, $32,200 for married couples filing jointly and $24,150 for heads of household. This is separate from the federal standard deduction of $16,100, $32,200 and $24,150 respectively.
Does a 401(k) contribution lower my Iowa taxes?
Yes. Traditional 401(k) and 403(b) contributions reduce both your federal and your Iowa taxable income, though they remain fully subject to Social Security and Medicare. The 2026 employee contribution limit is $24,500, or $32,500 from age 50. Section 125 deductions such as health premiums and HSA contributions reduce FICA as well.
Paycheck Calculators for Other States
Comparing an offer in another state, or planning a move? Every state has its own page with the same computed tables.
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