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Minnesota Paycheck Calculator 2026

See exactly what you take home in Minnesota after federal income tax, Minnesota state income tax, Social Security and Medicare. Minnesota taxes wages at graduated rates from 5.35% to 9.85%. Built on the official 2026 IRS and Social Security figures.

Tax year 2026 Updated Minnesota state tax 5.35%–9.85% Runs in your browser — nothing stored
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Pre-tax deductions (optional)
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2026 employee limit: $24,500 ($32,500 if age 50+).

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Results update as you type. Estimates for tax year 2026 assuming the standard deduction.

Take-home pay per paycheck
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Take-home Federal tax State tax Social Security Medicare
Your 2026 Minnesota paycheck breakdown
ItemPer paycheckMonthlyAnnual
Effective tax rate
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Federal marginal rate
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Total annual tax
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    How Much Is Your Salary After Taxes in Minnesota?

    Every figure below is produced by the same engine that powers the calculator above, for a single filer taking the standard deduction with no pre-tax benefit elections. Married and head-of-household figures are available by changing the filing status in the calculator.

    2026 take-home pay in Minnesota, single filer
    SalaryFederal taxMinnesota taxFICATake-homeMonthlyEffective rate
    $40,000$2,620$1,321$3,060$32,999$2,75017.5%
    $50,000$3,820$1,877$3,825$40,478$3,37319.0%
    $60,000$5,020$2,557$4,590$47,833$3,98620.3%
    $75,000$7,670$3,577$5,738$58,016$4,83522.6%
    $90,000$10,970$4,597$6,885$67,548$5,62924.9%
    $100,000$13,170$5,277$7,650$73,903$6,15926.1%
    $125,000$18,734$6,979$9,563$89,724$7,47728.2%
    $150,000$24,734$8,942$11,475$104,849$8,73730.1%

    Minnesota Income Tax Rates for 2026

    Minnesota applies 4 brackets ranging from 5.35% to 9.85% to taxable income, that is, income remaining after the state's own deduction and exemption are subtracted.

    Minnesota state income tax brackets 2026, single filer
    RateTaxable income
    5.35%$0 – $33,310
    6.8%$33,310 – $109,430
    7.85%$109,430 – $203,150
    9.85%Over $203,150
    Minnesota deduction and exemption, 2026
    Filing statusDeduction + exemption
    Single$15,300
    Married filing jointly$30,600
    Head of household$23,000

    Minnesota Compared With Neighbouring States

    The same $75,000 salary produces a different net paycheck the moment you cross a state line. Federal tax and FICA are identical everywhere, so the entire gap below is state income tax.

    Take-home pay on $75,000, single filer, 2026
    StateState taxTake-homevs. Minnesota
    Minnesota$3,577$58,016
    Iowa$2,238$59,354+$1,338
    North Dakota$203$61,389+$3,373
    South Dakota$0$61,593+$3,577
    Wisconsin$2,632$58,961+$945

    What Comes Out of a Minnesota Paycheck

    Four deductions are taken from a standard paycheck in Minnesota, each calculated on a different base:

    • Federal income tax — applied to your salary after the federal standard deduction of $16,100 for single filers, then run through seven progressive brackets from 10% to 37%.
    • Social Security — 6.2% of wages up to the 2026 wage base of $184,500, capping your contribution at $11,439.
    • Medicare — 1.45% of all wages with no ceiling, plus an extra 0.9% on wages above $200,000 for single filers.
    • Minnesota income tax — graduated rates from 5.35% to 9.85% on income after the state deduction.

    For the full explanation of how the brackets interact, including why moving into a higher bracket never reduces your take-home pay, see the main paycheck calculator guide. Our methodology and sources page lists every figure's origin and the known limitations.

    Minnesota Paycheck Questions

    Does Minnesota have a state income tax?

    Yes. Minnesota taxes wage income at graduated rates from 5.35% to 9.85%. For 2026 the state allows a standard deduction and personal exemption worth $15,300 for a single filer, $30,600 for a married couple filing jointly.

    How much is $75,000 after taxes in Minnesota?

    A single filer earning $75,000 in Minnesota takes home about $58,016 a year, or $4,835 a month. That is after $7,670 in federal income tax, $3,577 in Minnesota state income tax and $5,738 in Social Security and Medicare. The effective tax rate works out at 22.6%.

    How much do I take home on a $100,000 salary in Minnesota?

    On a $100,000 salary a single filer in Minnesota keeps roughly $73,903 a year, about $6,159 a month or $2,842 per bi-weekly paycheck. Total tax comes to $26,097, an effective rate of 26.1%. The figure assumes the standard deduction and no pre-tax benefit elections.

    What is the Minnesota standard deduction for 2026?

    For 2026 the combined standard deduction and personal exemption used by this calculator is $15,300 for single filers, $30,600 for married couples filing jointly and $23,000 for heads of household. This is separate from the federal standard deduction of $16,100, $32,200 and $24,150 respectively.

    Does a 401(k) contribution lower my Minnesota taxes?

    Yes. Traditional 401(k) and 403(b) contributions reduce both your federal and your Minnesota taxable income, though they remain fully subject to Social Security and Medicare. The 2026 employee contribution limit is $24,500, or $32,500 from age 50. Section 125 deductions such as health premiums and HSA contributions reduce FICA as well.

    Paycheck Calculators for Other States

    Comparing an offer in another state, or planning a move? Every state has its own page with the same computed tables.

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